James B. Richards Agency offers group auto and homeowners insurance to several "open groups" Special rates are available to customers who work or play in these qualified groups. We are also able to place group coverage exclusively for companies with 500+ employees. Group auto and homeowners policies are the same as regular personal insurance policies with the exception that a group discount factor is added to them to reduce individual cost. These discounts can range from 5% to 18% depending on the group's experience with the company. We presently offer discount rates for the following groups:

• Special Tree Employees
• CPA's and their employees
• Members of Certain Credit Unions
• Teachers
• Engineers
• Chamber of Commerce Members
• Golf Club Members - private and public
• Antique Auto club members
• Bank and Credit Union employees
• Alumni Association Members
• Elks Members
• Rotary Members
• Veteran's Service Group members

A variety of other groups may be able to take advantage of discounted rates. Please call us to find out if your group is be eligible.

James B Richards Agency
18112 Fort Street
Riverview, MI 48912
phone 734-285-1500 fax 734-285-2987
email: james@jamesbrichardsagency.com